Daniel Hauptman

Welcome! I'm glad you're taking this important step to protect yourself. Liability coverage can make a huge difference when the unexpected happens.

To get started and make sure I point you in the right direction — **what's your primary reason for seeking liability insurance today?**

- 🏠 **Personal assets** — protecting your home, savings, and personal wealth
- 💼 **Business** — covering your company against claims
- 🏘️ **Rental property** — protecting yourself as a landlord
- 👔 **Professional services** — coverage for advice or services you provide to clients
- 🔹 **Something else** entirely

Just pick whichever fits best, and we'll dig in from there!

Great choice to be proactive about this! Professional liability is so important for anyone providing services or advice to clients.

**What is your profession or the type of services you provide?**

For example: consultant, attorney, accountant, engineer, therapist, real estate agent, IT professional, etc. The more specific you can be, the better I can tailor my recommendations!

Interesting! Just to make sure I understand your situation correctly — could you tell me a bit more about the driving services you provide?

For example:
- 🚗 **Rideshare driver** (Uber, Lyft, etc.)
- 🚚 **Delivery driver** (packages, food, etc.)
- 🚌 **Transportation service** (charter, shuttle, private car service)
- 🏗️ **Commercial trucking or hauling**

Knowing the type of driving work you do will help me identify the right coverage for you!

Got it, delivery driver — that's a really important situation to have covered properly!

**Do you currently have any professional liability or commercial auto coverage in place?**

For instance:
- Does your employer provide any coverage while you're on the job?
- Do you have a personal auto policy that you're relying on?
- Or do you have no coverage specifically for your delivery work right now?

Good to know your employer has some coverage in place!

**What are the approximate limits of your employer's coverage — do you know?** For example, do they cover you for $100,000, $500,000, $1 million, or more in liability?

And if you're not sure of the exact number, that's totally fine — just let me know if you have a general sense, or if you're unsure altogether!

No worries at all — that's actually very common! We can factor that uncertainty into our recommendations.

**What's your budget range for additional liability coverage each month?** Here are some options to choose from:

- 💰 **Under $50/month**
- 💰💰 **$50–$150/month**
- 💰💰💰 **$150–$300/month**
- 💰💰💰💰 **Over $300/month**